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	<title>Bill Shields - Buyer's Resource &#187; buying a home</title>
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		<title>10 Mistakes Made by First-Time Home Buyers</title>
		<link>http://www.billshields.com/blog/index.php/2009/12/16/10-mistakes-made-by-first-time-home-buyers-10/</link>
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		<pubDate>Wed, 16 Dec 2009 15:56:34 +0000</pubDate>
		<dc:creator>bill</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[avoid home buying mistakes]]></category>
		<category><![CDATA[Buyer's Agents]]></category>
		<category><![CDATA[buying a home]]></category>

		<guid isPermaLink="false">http://www.billshields.com/blog/?p=57</guid>
		<description><![CDATA[10.  The worst mistake you can make is to not find, and use, a good Buyer&#8217;s Agent. Purchasing a home is the largest investment most people will make.  You need to have a qualified Buyer&#8217;s Agent with you every step of the way.  He can help you understand every aspect of the home buying process &#8211; [...]]]></description>
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		<title>10 Mistakes Made by First-Time Home Buyers</title>
		<link>http://www.billshields.com/blog/index.php/2009/12/15/10-mistakes-made-by-first-time-home-buyers-9/</link>
		<comments>http://www.billshields.com/blog/index.php/2009/12/15/10-mistakes-made-by-first-time-home-buyers-9/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 16:31:14 +0000</pubDate>
		<dc:creator>bill</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[avoid home buying mistakes]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[home improvements]]></category>

		<guid isPermaLink="false">http://www.billshields.com/blog/?p=55</guid>
		<description><![CDATA[9.  Doing too much too soon.  You&#8217;ve just moved into your new home and you&#8217;re ready to put your style stamp on it.  Don&#8217;t go into debt to do so.  Instead, create a plan and budget and make those changes when you can afford it.
]]></description>
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		<title>30-Year Interest Rates Remain Below 5%</title>
		<link>http://www.billshields.com/blog/index.php/2009/11/20/30-year-interest-rates-remain-below-5/</link>
		<comments>http://www.billshields.com/blog/index.php/2009/11/20/30-year-interest-rates-remain-below-5/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 17:04:00 +0000</pubDate>
		<dc:creator>bill</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[homebuyer tax credit]]></category>

		<guid isPermaLink="false">http://www.billshields.com/blog/?p=31</guid>
		<description><![CDATA[According to Freddie Mac, interest rates on 30-year mortgages remain below 5%, averaging 4.83%.  Interest rates on 15-year fixed rate mortgages fell to 4.32% this week.  This news, together with the extension of the homebuyer&#8217;s tax credit, makes buying a home a smart decision.
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